8 – Client Presentation & Consultation

Financial Management & Advice Process

8. Client Presentation & Consultation

Once your Financial Review report has been finalised, it is professionally bound and presented by your Adviser. The report clearly articulates the key issues and consequences that we have identified along with potential opportunities and benefits available to you. It also details our specific recommendations and their implementation, including any financial service products required.

Your Financial Review will include the following:

  • Key Outcomes Statement
  • Issues and Consequences
  • Recommendations / Opportunities / Threats
  • Key Benefits
  • Risks
  •  Goals & Objectives
  • Scope of Advice
  • Statement of Advice (SOA)
  • Client Snapshot Report – Current Position
  • Client Snapshot Report – Proposed Position

And will take into consideration the following core areas:

  •  Risk Management
  • Corporate & Tax Structures
  • Net Asset Position
  • Consolidated Balance Sheet
  • Capital Risk
  • Strategic Asset Allocation
  • Banking and Finance
  • Cash Flow Management & Planning
  •  Liquidity Management & Planning
  • Gearing & Capacity Utilisation
  • Negative Gearing & Debt Recycling
  • Tax Considerations & Planning
  • Superannuation
  • Estate Planning
  • Personal Risk Insurance Requirements &
  • Recommendations

Other non-core areas which may be addressed where relevant include:

  •  Self-Managed Superannuation Funds
  • Commercial Property Transfers to Superannuation
  • Recommend and Review Specific Investments
  • Capital Gains Tax Considerations & Concessions
  • Specific Financial Goals
  • Tax Residency
  •  Borrowing Through Superannuation
  • Retirement & Pension Planning
  • Primary Residence & Direct Investment Properties
  • Business Succession Planning
  • International Investments & Foreign Exchange Considerations

It is important to note that each Financial Review is individually tailored to your specific situation and depending on the level of complexity can take between 17 – 53 hours to prepare.

Once you have considered our advice and decided to proceed with some or all of our recommendations, we will provide you with a Supplementary Cost & Disclosure Statement to enable us to implement the agreed strategies and recommendations contained within your Financial Review report. This will clearly detail the additional scope of work to be performed and provide a cost estimate for the implementation of the chosen recommendations for your consideration. However, there is no obligation to continue the engagement at this stage or to actually implement any strategies or recommendations as part of this process.

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