Before I engaged the services of HFS, I was advised to run my business as a partnership. The business was growing quickly and I didn't think there was much value in financial advice. After their initial financial review of my situation they restructured my business affairs which resulted in personal tax savings of $102,000 per year for my wife and I. I have advised my business partner to have a chat to them!

I am very skilled in running my business but when it comes to managing risks and investments outside of my business, this requires a different set of skills that I simply don't have. So that I can remain focussed on growing my business I engaged the services of Harts to look after everything else. Its like having your own personal CFO. I value their advice and they are now an integral part of my inner circle. I now have a clear plan in place to achieve my goals.

I already had all my personal risk insurances in place so thought that it would be a waste of time having Nigel review my situation. The review showed that just by restructing the ownership of my policies I would save $5,108 in tax per year, plus $7,200 in cashflow and $81,000 in tax in the event of a claim. That meant that all their advice was effectively paid for out of the tax savings alone. Thanks Mr. Rudd.

What a refreshing change from transactional planners! Their advice process has given me the clarity of my situation that I could never have achieved on my own. I now use their strategic plan as my master plan which guides all my advisers to stay focused on my goals."

These guys really know their stuff. In conducting a financial review of our situation, they found that my accountant had not claimed our family trust super contribution of $200,000 as a deduction in last years tax return. This meant that we paid around $53,000 more tax than we should have. I was very happy to get the tax refund from the ATO!

One area where Harts really stands tall in the industry is the level of transparency in their business. I like to research companies before meeting with them and I was very impressed with the depth of information available on their website. I really felt that they had nothing to hide.