HFS Website Terms of Use

HFS Website Terms of Use

 About Our Websites

Your access to and reliance on our website is subject to these Terms of Use, our Privacy Policy, our Disclaimer and any other notices, terms and conditions or other statements contained on our websites. You need to be aware of certain things when you use our websites, link to them from your own site, or visit other sites via a link from ours. This Terms of Use statement has been written to explain them and to establish the legal relationship between us in connection with our websites. It applies to our main website at www.hartsfinancial.com.au. In these Terms of Use, the expressions we, us and our are a reference to Harts Financial Solutions Pty Ltd and any related or associated entity of the Harts group of companies.

Acceptance Of And Changes To Our Terms Of Use

By accessing, viewing or otherwise using our websites, you acknowledge and agree to be subject to these Terms of Use, the Privacy Policy and any other notices, disclaimers and other terms and conditions or other statements contained on our websites as amended or modified from time to time. If you do not accept our Terms of Use and Privacy Policy you are not authorised to use our websites.
These are our current Terms of Use. They replace any others which have appeared previously on our websites. We may at any time vary or modify the Terms of Use by publishing the changed version on the website. By accepting our terms, you agree and accept that we have provided you with sufficient notice of any changes and any subsequent access to, viewing or use by you of our website will constitute an acceptance of those changes. We reserve the rights not expressly granted in these Terms of Use.

General Financial Service Advice Only

This website includes general financial services product advice only which has been prepared without taking into account your personal objectives, financial situation or needs. If you are considering investing in any of the products shown on this website you should first consider the relevant Product Disclosure Statement and seek personal advice before making your decision. Please Contact Us to seek advice from one of our representatives in relation to your specific situation.

Links To Other Websites

Our websites may contain links to other websites operated by third parties. We do not endorse or approve of the operators of the third party websites, or the information, graphics and material featured on third party websites. To the extent permitted by law, we accept no responsibility or liability and give no warranty in any way in respect of third party websites or the goods and services offered to you on the third party websites.We may receive payments from operators or owners of third party websites in relation to goods or services supplied to you by them as a result of you linking to their website from ours. Our websites are provided for use by Australian residents only, and the products described in them are not directed at anyone in any country other than Australia. The information contained in our websites has been prepared in accordance with the laws applicable to the State of Western Australia, and the Commonwealth of Australia. The sites may not comply with the laws of any other country.

Third Party Software

Unless we tell you otherwise, any software you download from a third party website is their product and not ours. We point that out because some products may be subject to a licence agreement between you and them. To the extent permitted by law, we accept no responsibility or liability in respect of such third party products, provide no warranty, and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning them.


While we have tried hard to make sure there are no mistakes in any of the information on our websites, we do not warrant that we have verified the information and we don’t warrant the accuracy, adequacy or completeness of it. Also, all information is subject to change without notice or that the information is suitable for your intended use. In fact, we recommend that you seek independent advice before acting upon any of the information on our websites. Also bear in mind that we don’t guarantee that our websites are free from viruses, or that access to our sites will be uninterrupted.
You acknowledge and agree that your use of our website is at your own risk. You must ensure that that the process which you use for accessing our websites does not expose you to the risk of viruses or other forms of interference which may damage your own computer system.

Limitation Of Liability

Subject to any responsibilities which are implied by law and cannot be excluded, neither we, nor any of our employees, agents or officers are liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whether direct or indirect, whatsoever arising out of or referable to information on our websites or your use of our websites or any modification, suspension or discontinuance of our websites; whether in contract, tort including negligence, statute or otherwise. Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at our option, to:

  • the supply of the goods or services again;
  • the repair of the goods; or
  • the payment of the cost of having the goods or services supplied again or repaired.

Copyright And Trademarks

The material on our websites is protected by copyright. Other than for the purposes and subject to the conditions prescribed under the Copyright Act 1968 (Cth), no part of it may in any form or by any means (electronic, mechanical, microcopying, photocopying, recording, or otherwise) be reproduced, uploaded to a third party, linked to, framed, stored in a retrieval system or transmitted without our prior written permission. You also must not in any form or by any means commercialise any information, products or services obtained from our websites without our prior written permission. Our websites include registered trade marks owned by us (or our licensors). You must not use any of our trade marks in any way without our prior written consent.

Linking To Our Websites

You must not link to our websites in any way which infers an endorsement or relationship without our prior written approval. Please Contact Us if you would like to link your website to any part of our websites.