Who holds the AFS&CL?
Harts Financial Group Pty Ltd (ABN 80 128 903 962 / AFS&CL 324390) is a combined Australian Financial Services and Credit Licensee. Harts Financial Group (HFG) is a privately owned dealership offering tailored advice and strategies through its Representatives.
What is the purpose of the Financial Services & Credit Guide (FSCG)?
The Financial Services and Credit Guide (FSCG) provides you with important information to help you understand the services offered by Harts Financial Group Pty Ltd and Harts Financial Solutions Pty Ltd. It contains an overview of the services we offer and the kinds of Financial Products to which those services relate. It also contains information about how we and our representatives are remunerated, details of our fees, any interests, associations or relationships that could affect our advice, our Privacy Policy together with details of our internal and external dispute resolution procedures and how you can access them.
To download a copy of the Financial Services and Credit Guide (FSCG) – Click Here.
Who is my Adviser?
Your adviser is a representative of Harts Financial Solutions Pty Ltd (HFS). HFS is a Corporate Authorised Representative (AR 321342) & Credit Representative (CR 416309) of Harts Financial Group Pty Ltd (HFG). HFG holds an Australian Financial Services & Credit Licence (AFS&CL 324390)
Who is responsible for the services offered?
HFG is responsible for the advice provided by its representatives. HFG is a Professional Practice of the Financial Planning Association of Australia (FPA) and is committed to upholding the FPA’s Code of Professional Practice. Nigel Hart is a CERTIFIED FINANCIAL PLANNER® professional.
What kinds of Financial Services are you authorised to provide me and what kinds of Financial Products do those services relate to?
Our Representatives can provide you with the following Financial Services:
- Advice on investment objectives and strategies to help you achieve your financial goals
- Advice on structuring your investments and superannuation for maximum tax effectiveness and flexibility
- Regular review of your financial planning strategies, objectives and portfolio investments
- Administration of and reporting on your investments including performance and asset allocation position
- Advice on wealth creation strategies and cash flow management issues
- Superannuation and investment portfolio construction
- General advice on lending
- Standard margin lending facility
- SMSF and Retirement planning advice
- Life insurance advice
- Estate planning advice
Our Representatives are authorised to advise and deal in the following Financial Products:
- Deposit & payment products
- Derivatives
- Government debentures, stocks or bonds
- Investment Life insurance and Life Risk insurance products
- Managed investment schemes including Investor Directed Portfolio Services
- Securities
- Standard margin lending facility
- Superannuation and Retirement Savings Accounts
In addition, our Representatives are able to offer you on-going monitoring and a review service for your investment portfolio and/or life insurance program.
To download a copy of Harts Financial Group’s AFS&CL – Click Here.
To see what clients are saying about Harts Financial Solutions – Click Here.